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Property Ladder - November 2007
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| Another Interest rate hike before the year's out?
- Newsletter - November 2007 |
(November 01) - The Reserve Bank Governor Tito Mboweni announced a 50 basis point increase in the repo rate to 10.5 percent on Thursday, 11 October and Banks did not hesitate to follow suit by raising the prime interest rates to 14%.
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| Market activity at its lowest, comments FNB
- Newsletter - November 2007 |
| (November 01) - Although activity in the residential property market has increased marginally in 3Q07, for the first time in 2007, the level of activity is still at its lowest (excluding immediate post NCA measure).
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| Get your tax house in order before buying or selling property
- Newsletter - November 2007 |
| (November 01) - If you are planning to buy a property, make sure your tax affairs are in order - and make sure you have an exit route from the deal if any other party is not up to date with his taxes.
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| Checklist for tenants
- Newsletter - November 2007 |
| (November 01) - Before signing a lease agreement there are certain important and sometimes forgotten items that should be taken into careful consideration.
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| Companion planting in organic gardening
- Newsletter - November 2007 |
| (November 01) - Let your flowers socialize! The practice of companion planting is to create harmony in the garden. Plants which complement each other are placed together, while those that disagree are kept apart.
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Property Ladder - October 2007
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| Applying for a home loan - Do you qualify?
- Newsletter - October 2007 |
| (October 01) - Since the implementation of the National Credit Act, banks will qualify you for a home loan based on the total net disposable income you have available. Read More |
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| Who maintains sectional title unit?
- Newsletter - October 2007 |
| (October 01) - Sectional Title home-owners are often confused as to the responsibilities regarding the maintenance of their unit and unsure when to call upon the body corporate for help. Read More |
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| Sub-prime impact not over yet
- Newsletter - October 2007 |
| (October 01) - The turmoil stemming from the US sub-prime property loan market and tighter credit will have a "far-reaching" impact on the world economy, the International Monetary Fund said on Monday. Read More |
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| ‘Little or no growth’ forecast for JHB house prices
- Newsletter - October 2007 |
| (October 01) -
Home price escalations in Johannesburg have come to a virtual standstill and owners should expect little or no growth for the next 12 months. Read More |
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| Planting around pools
- Newsletter - October 2007 |
(October 01) -
Many swimming pools areas suffer from inadequate planning in terms of trees, shrubs and flowers that are suitable for planting near and around the pool perimeter.
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General News - September 2007
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| Beware: New hidden tax in property deals - General News - September 2007 |
| (September 17) - Buyers, estate agents and lawyers must dip into own pockets for hefty tax when sellers run from Sars. What you need to know... Buyers, estate agents and lawyers will be made to pay tax for sellers who skip the country without paying their dues to the South African Revenue Service (Sars). Read More |
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| Bracing for a global property shock - General News - September 2007 |
| (September 12) - Is South Africa immune to international property crisis? What the experts say… A few months ago, few in South Africa had heard of the United States' sub-prime market. Now it's entered the national lexicon as an increasing number of news reports point to trouble for US property owners. Read More |
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| Joburg’s new gold belt - General News - September 2007 |
| (September 12) - Want to make big money in property? Buy near Gautrain or where it’s busiest – expert. Whether you love or hate the idea of the vastly expensive Gautrain that’s set to cut through the nation’s busiest region, don’t ignore it from a property perspective. Read More |
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| Property market pinch to relax next year - FNB - General News - September 2007 |
| (September 18) -Cape Town - An extended slowdown in the residential property market, based on a soft global landing, was expected in the near term as the National Credit Act (NCA) bit on top of increased interest rates, First National Bank (FNB) strategist John Loos said yesterday. Read More |
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| Property Ladder Newsletter - September 2007 Issue |
| Homeowners struggling to sell their property - Newsletter - September 2007 |
| (September 01) - Pretoria - Three out of four residential properties are now being sold for less than the asking price and the average time a home remains on the market before it is sold has increased from eight to 10 weeks. Read More |
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| Interest Rates and Property - Newsletter - September 2007 |
| (September 01) - The rising trend in interest rates since mid-2006 caused the debt servicing cost of households to increase to about 9.5% of disposable income in the first quarter of 2007. Read More |
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| Major Facelift for JHB - Newsletter - September 2007 |
(September 01) - Plans in pipeline for high-rise blocks in posh neighbourhoods
One of the biggest urban-planning changes in the city of Joburg's history is looming, with spacious suburbs possibly having to make way for giant apartment and office blocks. Read More |
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| Spring into a new herb year - Newsletter - September 2007 |
| (September 01) -
It is time to get active in the herb garden. The garden centres are full of lush and healthy plants that are just begging to be taken home. Read More |
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| Property Ladder Newsletter - August 2007 Issue |
| The National Credit Act and you the consumer - Newsletter - August 2007 |
| (August 01) -
With high house prices, increased interest rates and now The National Credit Act (NCA) – Can you still get onto the property ladder?. Read More |
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| Rentals to rise substantially over the next decade - Newsletter - August 2007 |
| (August 01) -
The rise in South African residential rents is picking up steadily, driven particularly by the powering ahead of Johannesburg and East London, according to the latest Trafalgar property index.. Read More |
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| Voetstoots – What does it mean? - Newsletter - August 2007 |
(August 01) -
Voetstoots means: ‘as it stands’. There are two kinds of defects which relate to property. A latent defect is a defect which is hidden or which is not visible or apparent.
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| Paint it Perfect - Newsletter - August 2007 |
| (August 01) -
Painting your home can be a very daunting experience, especially if you are not one of those DIY people! In fact, you only realize how little you know about it until the fateful day you decide your cream walled lounge has passed its sell-by date and it’s time to add some colour. Read More |
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| Grass Glorious Grass - Newsletter - August 2007 |
| (August 01) -
Ornamental grasses are becoming increasingly popular in urban landscapes. Considering their versatility and their unique, eye-catching beauty, this is not really surprising. Read More |
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